Prep the base: Add onion, garlic, jalapeño (if using), beans, green chilies, and corn to the crockpot. Pour in chicken broth.
Season well: Stir in cumin, coriander, oregano, chili powder, smoked paprika, salt, and pepper.
Taste the broth and adjust seasoning now if you like.
Add the chicken: Nestle the chicken breasts or thighs into the mixture, making sure they’re mostly submerged.
Cook low and slow: Cover and cook on Low for 6–7 hours or on High for 3–4 hours, until the chicken is fully cooked and tender.
Shred the chicken: Remove chicken to a cutting board and shred with two forks. Return the shredded chicken to the crockpot.
Make it creamy: Stir in the cream cheese until melted and smooth. Then add the Greek yogurt (or sour cream) and lime juice.
Heat on Low for another 10–15 minutes. Do not boil after adding dairy.
Adjust and finish: Taste and add more salt, pepper, or lime juice as needed. If it’s too thick, splash in extra broth.
If too thin, let it cook uncovered for 10–15 minutes to reduce.
Serve: Ladle into bowls and top with cilantro, cheese, avocado, and tortilla chips. Serve with lime wedges.